Bank of India Credit Officer Online Form 2025: Bank of India (BOI), a leading Public Sector Bank, has released a major recruitment notification (Advt Details Inside) on 17 December 2025. The bank is hiring experienced professionals for the post of Credit Officer in General Banking Operations (GBO). There are 514 vacancies available across Scale-II (MMGS-II), Scale-III (MMGS-III), and Scale-IV (SMGS-IV). The online application window will open on 20 December 2025 and close on 05 January 2026. This is a Permanent Government Job opportunity for graduates and post-graduates with relevant banking/financial experience. Selected candidates will receive a handsome salary package along with bank perks. Check the complete details regarding Vacancy Breakdown, Experience Required, Salary, Exam Pattern, Exam Date, Admit Card, Answer Key, Exam Result, and Selection Process below.
Overview of Bank of India Credit Officer Recruitment 2025
| Details | Information |
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (Scale II, III, IV) |
| Total Vacancies | 514 Posts |
| Job Location | All India |
| Application Mode | Online Form |
| Job Basis | Permanent |
Important Dates
- Notification Released: 17 December 2025
- Online Application Starts: 20 December 2025
- Last Date to Apply: 05 January 2026 (11:59 PM)
- Exam Date : 01/03/2026
- Admit Card : 21/02/2026
Application Fees
- General / OBC / EWS: ₹850/-
- SC / ST / PwD (Divyang): ₹175/-
- Payment Mode: Online
Age Limit (As on 01/11/2025)
- Credit Officer (MMGS-II): 25 – 35 Years
- Credit Officer (MMGS-III): 28 – 38 Years
- Credit Officer (SMGS-IV): 30 – 40 Years
- Age Relaxation: as per Govt rules.
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Qualification, Experience & Vacancies
| Post Name / Scale | Total Posts | Qualification & Experience |
| Credit Officer (MMGS-II) | 418 | • Bachelor’s Degree in any stream. • Experience: Minimum 03 Years of experience in related field (Credit/Banking). |
| Credit Officer (MMGS-III) | 60 | • Bachelor’s Degree in any stream. • Experience: Minimum 05 Years of relevant experience. |
| Credit Officer (SMGS-IV) | 36 | • Bachelor’s Degree + MBA/PGDBM OR PG Degree OR CA. • Experience: Minimum 08 Years of relevant experience. |
Category-Wise Vacancy Breakdown
| Scale | Gen | OBC | SC | ST | EWS | Total |
| MMGS-II | 172 | 112 | 62 | 31 | 41 | 418 |
| MMGS-III | 25 | 16 | 09 | 04 | 06 | 60 |
| SMGS-IV | 17 | 09 | 05 | 02 | 03 | 36 |
| Grand Total | 214 | 137 | 76 | 37 | 50 | 514 |
Salary Structure (Pay Scale)
- MMGS-II: ₹64,820 – ₹93,960 (Approx Gross ₹1.0 Lakh/month)
- MMGS-III: ₹85,920 – ₹1,05,280 (Approx Gross ₹1.3 Lakh/month)
- SMGS-IV: As per Scale IV norms (High Salary + Perks)
Selection Process
- Online Written Examination: (May be waived if applications are less, but usually conducted).
- Personal Interview: For shortlisted candidates.
- Document Verification (DV).
- Medical Examination.
How to Apply for Bank of India Online Form 2025
- Visit Official Website: Go to bankofindia.co.in and navigate to the “Career” section (Direct link below).
- Register: Click on “Recruitment of Officers in General Banking Stream 2025” -> “Apply Online” -> “New Registration”.
- Fill Application: Enter your basic details, educational qualifications, and work experience details carefully.
- Upload Docs: Upload scanned Photograph, Signature, Thumb Impression, and Hand Written Declaration.
- Pay Fee: Pay the requisite application fee online.
- Submit: Review the form and click on final submit. Take a printout for the interview.
Important Links
| Content | Dates | Link |
| Admit Card | 21/02/2026 | Click Here |
| Exam Date | 20/02/2026 | Click Here |
| Apply Online Form | 20/12/2025 | Click Here |
| Full Notification PDF | 17/12/2025 | Click Here |
| Eligibility Details | 17/12/2025 | Click Here |
| Official Website | 17/12/2025 | Click Here |
FAQs – Bank of India Recruitment 2025
Q1. When will the BOI Credit Officer application start?
Ans: The online application begins on 20 December 2025.
Q2. Is experience required for BOI Credit Officer?
Ans: Yes, experience is mandatory. 3 Years for Scale-II, 5 Years for Scale-III, and 8 Years for Scale-IV.
Q3. Can freshers apply?
Ans: No, this recruitment is strictly for experienced professionals. Freshers are not eligible.
Q4. What is the upper age limit for Scale II?
Ans: The maximum age limit for Scale II is 35 Years (General).
Q5. Is there an exam?
Ans: Yes, usually an online test followed by an interview is conducted.